F-1 Student Health Insurance
F-1 Student Health Insurance in the United States
The healthcare system in the United States may be very different from the system in the student`s home country. The U.S. government does not provide free or universal healthcare coverage to citizens, visitors, or international students. For this reason, all F-1 students are strongly advised to obtain private health insurance while studying in the United States.
Why Do F-1 Students Need Health Insurance?
Medical care in the United States can be extremely expensive. Even a simple doctor’s visit or emergency room visit can cost hundreds or thousands of dollars. Without insurance, students are personally responsible for paying the full cost of any medical treatment.
Having health insurance helps protect the students from unexpected medical expenses and financial hardship. In serious cases, medical debt can affect the ability to continue studies and maintain your student status.
While Justenglish does not require a specific insurance provider, we strongly recommend that all F-1 students maintain active health insurance coverage for the entire duration of their program.
What Does Health Insurance Typically Cover?
Insurance plans vary depending on the provider and policy, but most student health insurance plans may include coverage for:
- Emergency medical treatment
- Hospital stays
- Doctor visits
- Prescription medications
- Mental health services
- Surgical procedures
- Vision and dental services (depending on the plan)
Useful Links
